* THE CLIENT HAS SUBMITTED THE GEMSTONE/S MENTIONED OVERLEAF TO MUMBAI GEM TESTING LAB (MGTL) FOR ISSUING GEM TESTING REPORT. THIS REPORT IS ISSUED BY MGTL AND IS ACCEPTED BY THE CLIENT ON THE FOLLOWING TERMS AND CONDITIONS;

* THE CLIENT HAS REQUESTED FOR THIS REPORT, SO BY ISSUING THIS REPORT MGTL DOES NOT AGREE TO PURCHASE OR REPLACE THE TESTED GEMSTONE,

* THIS REPORT IS MADE FOR INDIAN RETAIL JEWELLERY MARKET.

* MGTL HAS CARFULLY EXAMINED THE GEMSTONE/S WITH INSTRUMENTS AND PREPARED THE REPORT TO THE BEST OF ITS PROFESSIONAL KNOWLEDGE AND STANDARDS BASED ON THE STATE OF GEMSTONE/S SUBMITTED TO MGTL ANY SUBSEQUENT COLOUR AND /OR CLARITY ENHANCEMENT, CHANGE / REPLACEMENT OF THE STONE IS NOT THE PREVIEW OF THIS REPORT.

* MGTL REPORT IS NOT A DOCUMENT OF VALUATION /OR APPRAISAL/OR GURANTEE /OR WARRANTY.

* GEMSTONE /DIAMOND CAN BE TREATED, MODIFIED/RE-CUT TO ENHANCE ITS CLARTY/COLOUR AT ANY TIME, THE REPORT IS BASED ON THE TESTS CARRIED OUT AT THE TIME IT WAS ISSUED.

* MGTL REPORT DOES NOT INDICATE WHETHER THE STONE/S IS/ ARE NATURAL/SYNTHETIC/TREATED BY ANY PROCESS UNLESS OTHERWISE SPECIFIED.

* OPINIONS MAY VARY AS TO THE CHARACTERISTICS MENTIONED IN THE REPORT. NEITHER MGTL NOR ANY MEMBERS OF ITS STAFF SHALL BE HELD RESPONSIBLE FOR ANY DISCREPANCY WHICH MAY RESULT FROM THE APPLICATION OF OTHER GRADING METHOD /STANDARDS.

* IN EVENT OF ANY CLAIM BY THE CLIENT /OR ANY OTHER PERSON FOR DAMAGE TO THE JEWELLERY /OR DAMAGES RESULTING FROM DIRECTLY / INDIRECTLY FROM THIS REPORT, THE LIABILITY OF MGTL SHALL BE LIMITED TO THE AMOUNT IT RECEIVED AS A FEE FOR THE REPORT.

* MGTL IS NOT RESPONSIBLE FOR POSSIBLE DISSIMILARITIES AND OR DIFFERENCES THAT COULD APPEAR FROM REPEATED EXAMINATION OR AS A RESULT OF OTHER METHODS APPLIED OR THE POSSIBLE INACCURACY DUE TO TECHNICAL / MECHANICAL DEFECTS /ERRORS OF INSTRUMENTS EQUIPMENTS USED.

* ANY DISPUTE ARISING OUT OF THIS REPORT FALLS WITHIN THE JURISDICTION OF THE LAW COURTS OF MUMBAI ONLY.